Making Sci-Fi Reality Through Economic Flywheels Smartphone manufacturers are currently being threatened with tremendous loss of sales (in billions). Consumers have stopped switching from older to newer generation models. Europeans for example are holding on their smartphones longer (more than 40 months) instead of the shorter cycles that the three…

A World Forever Changed by Fintech and Crises With unprecedented and disruptive change affecting economies throughout the world, financial technology (fintech) holds the promise of delivering financial inclusion and innovation in both advanced and emerging market economies. …

How Banking Elephants Can Win Against Neobank Greyhounds — The digital revolution has changed the banking sector with the rise of smaller and nimble neobanks (digital-only banks) challenging the traditional concept of what is money and how it is being used. These neobanks offer very low or no fees with high annual percentage yields (APYs) with digital tools that…

Cloud Powering Its Modernization and Transformation Globalization of trade between nations, payments between businesses and individuals cannot happen unless there are facilitating trusted intermediaries to assist in these transactions. Some if not many people may not know about how this global “plumbing” system that is interconnecting between everyone. From a…